Mortgage Loan Originator
Position Summary
The Mortgage Loan Originator will be building and strengthening realtor relationships and meeting borrowers’ needs. The position will be responsible for evaluating a loan applicant’s eligibility for a mortgage approval. In addition, this individual will be actively involved in supporting and enriching our community through community involvement efforts.
Duties and Responsibilities
- Generate mortgage lending activity through relationships with realtors, referrals and prospective borrowers.
- Gather all initial loan application documentation from the applicant that is required for a loan to be processed.
- Maintain a high level of understanding of loan products and features to promote appropriate products to clients.
- Interviews and advises loan applicants of eligibility requirements including membership eligibility, types of mortgage loans, interest rates and closing costs.
- Stay abreast of policy, regulatory laws, changes, and industry trends in mortgage lending.
- To effectively meet applicant’s needs and answer their questions.
- Conducts frequent sales calls to realtor’s offices and other referral sources.
- Communicate with escrow/title companies, loan originators, and other parties to ensure all conditions and regulatory requirements are met prior to funding. Obtain or request missing conditions.
- Review signed closing documents to approve the funding of the loan.
- Prepare for the disbursement of funds as per the terms of the transaction.
- Actively participate in ongoing efforts to continually improve customer service for internal and external customers.
- Review funding reports to ensure loans are funded within appropriate timeframes.
This is a full time non-exempt position with hours Monday – Friday, 8:00 a.m. – 5:00 p.m. Some evening hours may be required.
Successful Candidate will have full knowledge of mortgage laws, have strong customer service skills, a self-motivator, have computer proficiency and strong presentation skills. The candidate is required to be registered in the National Mortgage Licensing System and Registry (NMLS).
Interested individuals, please submit your interest and resume to Melissa Koher (mkoher@h.bank) no later than January 15th.
A full review of all internal candidates will be conducted. All applicants will be considered based on their qualifications and ability to perform the job successfully. Internal candidates who are not selected will be notified by the HR department.
AAP/EEO Statement
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, gender identity, sexual orientation or any other characteristic protected by law.