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SBA Lending

Hometown Bank makes applying for an SBA loan easy by helping you every step of the way.
Your Commercial Lender will ensure that you will be prepared and informed each phase on the way to success.
Our partnership with SBA financing has helped us develop an impressive track record of procuring capital.

SBA 7(a) Loans
Explore the various ways SBA 7(a) loans can empower your business, from startup funding to debt refinancing.

Versatile funding options designed to meet various business needs, from working capital to equipment purchases. Our team guides you through the application, ensuring a smooth and efficient process.

Designed to provide long-term financing, improved cash flow, a fixed maturity, no balloons and no prepayment penalty for durations of 10 years or less.

Flexible financing

Borrow up to $5 million

Use proceeds for most business purposes

Purchase or improve real estate

Purchase equipment and inventory

Provide permanent working capital

Refinance business debt

Purchase an existing small business or franchise

SBA 504 Loans
Invest in your business’s future with SBA 504 loans and enjoy the advantages of long-term financing.

Ideal for real estate and equipment financing, SBA 504 loans offer long-term stability and low down payments. Discover the benefits of this strategic funding solution for your business expansion.


Designed for those who need to expand, replace, or purchase real estate or heavy equipment. Strictly for economic development, SBA 504 loans typically offer a lower interest rate.

Permits a low borrower contribution

Borrow up to $5 million

Below market fixed interest rates

Up to 25 year loan terms

Helps you expand, replace and/or purchase real estate or heavy equipment for your small business

What do I need to apply for an SBA Loan?

Answer

Do I qualify for an SBA Loan?

SBA Loans are available for both startups and more established small businesses located in the United States.

What is an SBA Loan Guarantee?

Lenders provide the funds that make up an SBA Loan, but the agency guarantees a portion of the amount. This permits lenders to provide more flexible loan terms than they could otherwise.

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