Personal Checking
Find the right account for you
Prestige Interest Checking
- FREE personalized checks
- Competitive Interest
- Monthly service charge for balances below $1,500
Advantage 50 Interest Checking
- FREE personalized checks
- Competitive interest
- No minimum balance
- No monthly service charge
Direct Interest Checking
- 1st box of checks FREE
- Competitive interest
- No minimum balance
- No monthly service charge
Totally Free Checking
- 1st box of checks FREE
- No minimum balance
- No monthly service charge
All Hometown Checking Accounts Come With These Features:
- FREE Debit Card with uChoose Rewards and CardValet®
- Enjoy everyday access to your funds at any ATM in the world and the convenience of making purchases without writing a check
- Direct Deposit
- Automatic Payments Save yourself time with a convenient direct deposit or automatic payment. Take the hassle out of depositing paychecks or paying recurring bills
- FREE Online Banking
- FREE Bill Pay Don’t put up with lost mail and late payments when you can go online and simplify your life with the click of a button
- FREE Mobile Banking Bank anywhere, anytime you want from your mobile phone
- FREE eStatements Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery
- Optional Overdraft Protection
At Hometown Bank, we understand the importance of having a reliable and convenient checking account to manage your day-to-day finances. Our checking accounts are designed to provide you with easy access to your funds whenever you need them. With features like online banking and bill pay, mobile banking, overdraft protection and nationwide ATM access, managing your money has never been more convenient. Plus, with various account options to choose from, including interest-bearing accounts and no-fee options, you can find the perfect fit for your lifestyle.
The minimum opening deposit for any account is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. SEE FEE SCHEDULE FOR DETAILS.
Prestige Interest Checking
An account for those interested in higher interest!
- FREE personalized checks
- Higher interest rate with a balance of $1,500 or more
- Competitive interest if the balance falls below $1,500
- Only $10 monthly charge if the minimum balance falls below $1,500
Advantage 50 Interest Checking
A perfect account for customers 50 and over!
- FREE personalized checks
- Competitive interest
- No minimum balance
- No monthly service charge
Direct Interest Checking
Earn interest with the convenience of direct deposit or any automatic payment!
- Competitive interest
- No minimum balance
- No monthly service charge
- 1st box of checks FREE
Totally Free Checking
A FREE account for everyone!
- No minimum balance
- No monthly service charge
- 1st box of checks FREE
Need a better account for your business or organization? Our Totally Free Business Checking is the perfect account for most businesses.
Overdraft Protection
Hometown Bank offers overdraft protection for both business and personal checking accounts. Savings Accounts, Credit Cards (cash advance fees apply) and Lines of Credit can be linked to accounts to pull funds when needed.
The minimum opening deposit for any account is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. SEE FEE SCHEDULE FOR DETAILS.